When shopping always look at your receipts and make sure they are right. That all your coupons have been taken off of your bill properly. I have found many mistakes from every store that I have been to. Either I thought that I had the proper coupon for the item purchased or I may have forgotten it or the cashier did not give me credit. Don't let the cashier forget your bag credit either if the store gives you one.
Look to see if you do a survey what you may get. Some stores give a percentage off if you take the survey or you may win a prize or some food item with a code when you return to the store.
Never forget your rain checks. They save you more sometimes than when you would have purchased the product when it was on sale and it was not there and that caused you to get the rain check in the first place.
My husband and I really work on this together.
Do not hesitate to take things back. Make sure you save your receipts and the box or container it came in if you can. You have 90 days most of the time but know that stores return policy. I save receipts in a container and have them availible to go through if I need to. I did that this last week and got back over $400.00 in what I took back all together. I got some on my credit cards back and some in a certificate from the store. I then purchased stuff on sale with the certificate and it did not cost me any more than what was on the certificate.
Now when I go to the store I take my coupons or cents off or percentages off certificates. I went to another store this week and got clearence items and used my percentage off certificates on each item and saved on top of the clearence item 20% off each item with my certificates all together and it saved me $10.00 more.
Try to have a coupon buddy who will trade with you. I am always giving coupons that I don't use away. I have a person who gives to me what they don't use. It is fun and a way to save money. If you would like to get in on this coupon exchange locally let me know. You can e-mail me at doris @dorisfitz.com. We have a great time talking about how we have saved and give each other great ideas on saving money as well.
As this Holiday season starts to approach I am hoping for all sorts of ideas to come from all over that I can post to help each and every person to save money and live in properity.
I like to trade stuff too. I might have an item that I do not use anymore that you may need and you may have an item that I could use. LET'S TALK!
EMAIL ME AT doris@dorisfitz.com
Wednesday, September 15, 2010
Saturday, May 8, 2010
I am going to try and finish this blog today. You all know I am not the best blogger in the whole world.
I was stating never have a credit card you cannot get somethig from the actual card granter in return.
When you are getting goods and services go back through all your services such as who is running your web, cell phones,t.v. lines, home phones, and see if they are chanrging your correctly. Then see if that particular service fits what you are doing now. You need to edit all of thesetype of services. There are even more if you use the web a lot such as e-fax and e-ring, my computer works, and so many other services too numerous to mention. Since you pay for these you need to monitor to see if this is going to be what you need now. I had to do that just this last week.
I am still trying to figure out what vitamins and health products that are best for me. There is so much out there and of course everyone says theirs is the best. For price and quality it is a tough choice to make.
I am still doing reserch on that. I will let you know what I find.
Eating out can be a big money taker for a big bunch of nothing.
My suggestion: Learn how to program your oven. It is still cold so that is still a good way to go.
I put my meal together like if it is a cassarole or a baked meat item and then program my oven to come on at a certain time. When I get home it is done and I am just about ready to serve. I just make sure it is covered so if I make it back home a little late it does not get over done or burn. I set the table and hey everyone eats a home cooked meal and I save money.
You not only save money; you know what has gone into that meal your eating more,than if you eat out. I can control the salt and msg's and other fillers. Home is a much better place to eat than at some fast food place. Then it makes the fast food place be an occasional fun thing to do. By the way, I have coupons for the fast food place and can use them then.
As MOM's we need to be wise on our purchases.
I want to give you another secret on saving money TALK TO GOD ABOUT IT!
He can get it to you in your price range! If zero is your price range then he can get it to you that way.
I could go on and on with that one and how GOD would get me my needs and desires at my price range at the time and it was (0) zero. FREE! That way I did not need to go into debt for it.
God is a great giver and he will give and give and give to you and all you need to do is recieve,recieve,recieve.
Please remember to walk in Love. Love is the key to walking in Gods' way of doing things. Faith always is the thing that goes through with patience keeping you steady. In the Kingdom of God you never stand still.
Ask the father for Wise ways of doing things. Not everything has been thought of yet and you might just be the person to think of the yet not thought of thing that helps everyone else out. Someone had to think of the sleeves on hot paper coffee cups. It might as well be you to think of something great.
IF YOU KNOW THE GOD WHO MADE THE UNIVERSE THEN ALL THINGS ARE POSSIBLE!
I was stating never have a credit card you cannot get somethig from the actual card granter in return.
When you are getting goods and services go back through all your services such as who is running your web, cell phones,t.v. lines, home phones, and see if they are chanrging your correctly. Then see if that particular service fits what you are doing now. You need to edit all of thesetype of services. There are even more if you use the web a lot such as e-fax and e-ring, my computer works, and so many other services too numerous to mention. Since you pay for these you need to monitor to see if this is going to be what you need now. I had to do that just this last week.
I am still trying to figure out what vitamins and health products that are best for me. There is so much out there and of course everyone says theirs is the best. For price and quality it is a tough choice to make.
I am still doing reserch on that. I will let you know what I find.
Eating out can be a big money taker for a big bunch of nothing.
My suggestion: Learn how to program your oven. It is still cold so that is still a good way to go.
I put my meal together like if it is a cassarole or a baked meat item and then program my oven to come on at a certain time. When I get home it is done and I am just about ready to serve. I just make sure it is covered so if I make it back home a little late it does not get over done or burn. I set the table and hey everyone eats a home cooked meal and I save money.
You not only save money; you know what has gone into that meal your eating more,than if you eat out. I can control the salt and msg's and other fillers. Home is a much better place to eat than at some fast food place. Then it makes the fast food place be an occasional fun thing to do. By the way, I have coupons for the fast food place and can use them then.
As MOM's we need to be wise on our purchases.
I want to give you another secret on saving money TALK TO GOD ABOUT IT!
He can get it to you in your price range! If zero is your price range then he can get it to you that way.
I could go on and on with that one and how GOD would get me my needs and desires at my price range at the time and it was (0) zero. FREE! That way I did not need to go into debt for it.
God is a great giver and he will give and give and give to you and all you need to do is recieve,recieve,recieve.
Please remember to walk in Love. Love is the key to walking in Gods' way of doing things. Faith always is the thing that goes through with patience keeping you steady. In the Kingdom of God you never stand still.
Ask the father for Wise ways of doing things. Not everything has been thought of yet and you might just be the person to think of the yet not thought of thing that helps everyone else out. Someone had to think of the sleeves on hot paper coffee cups. It might as well be you to think of something great.
IF YOU KNOW THE GOD WHO MADE THE UNIVERSE THEN ALL THINGS ARE POSSIBLE!
Monday, January 11, 2010
Subscribe to:
Posts (Atom)
